Location: 1205 Cass Street, Wabash, IN, 46992, United States
Other Compensation: Based on skills and experience
Required Degree: High school
Manage Others: No
Description
Essential Duties and Responsibilities:
Personal & Educational Qualifications:
Senior Credit Analyst’s primary responsibilities are to assist commercial loan officers, request and analyze credit information, prepare loan reports, review loan documentation, and maintain credit files. More specifically, the Senior Credit Analyst will analyze commercial loan applications and financial statements to determine customers’ continual ability to repay loans.
Culture
Crossroads Bank is a growing community bank in the markets it serves, with an emphasis on customer relationships, community involvement, and employee satisfaction. Our current customers and employees notice a difference.
Benefits
Other Compensation: Based on skills and experience
Required Degree: High school
Manage Others: No
Description
Essential Duties and Responsibilities:
- Analyze commercial customers’ finances by gathering financial statements/tax returns.
- Analyze and prepare loan presentations for prospective customers.
- Service customers by answering and investigating questions, complaints, and problems.
- Complete annual loan reviews for existing customers.
- Assist commercial loan officers in any capacity.
- Perform all necessary duties to maintain commercial loan documents and files.
- Review real estate appraisals for competency.
- Meet with prospective customers and take notes for loan officers.
- Attend and participate in loan committee meetings as needed.
- Maintain a sufficient understanding of and adhere to regulatory compliance requirements as applicable, including BSA/OFAC
- Other duties as assigned by supervisor.
Personal & Educational Qualifications:
- Four-year college degree in business or accounting.
- Minimum of 3 years of credit analysis, banking, and/or accounting experience required.
- Agricultural background preferred but not required.
- Strong mathematical, analytical, technology, writing, organization, verbal, and problem-solving skills.
- Able to lift and/or carry up to 50 lbs.
- Able to sit or stand for extended periods of time
Senior Credit Analyst’s primary responsibilities are to assist commercial loan officers, request and analyze credit information, prepare loan reports, review loan documentation, and maintain credit files. More specifically, the Senior Credit Analyst will analyze commercial loan applications and financial statements to determine customers’ continual ability to repay loans.
Culture
Crossroads Bank is a growing community bank in the markets it serves, with an emphasis on customer relationships, community involvement, and employee satisfaction. Our current customers and employees notice a difference.
Benefits
- Competitive salary and bonus opportunity.
- Paid parental leave.
- Medical, vision, and dental insurance.
- 401(k) plan.
